Privacy Policy

Privacy Policy for Finance Claims Experts

Introduction

Welcome to https://finance-claims-experts.dreamdwellings.net (hereinafter referred to as “Finance Claims Experts,” “we,” or “us”). We are committed to maintaining a transparent and secure online environment for our users while safeguarding their privacy and personal data. This Privacy Policy outlines the practices we employ regarding the collection, storage, access, and processing of personal information in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s ConnectiCut Data Protection Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and many more.

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services linked from our platform. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This policy outlines the practices for various user interactions:

  • Authorized User Activities: When you use our applications and services as an authorized user, we collect and process your data for the specific purposes outlined in this Policy.
  • Website Visits: Visiting our websites linked to this Privacy Statement implies that you agree to our collection and usage of personal information described herein.
  • Communications: We may communicate with you via various channels, including email, phone calls, or text messages (SMS), to provide services, send newsletters, or gather feedback.

Personal Data Collection

We collect several types of personal data, which can be categorized as follows:

  • Account Information: This includes your user name, login ID, and password used to access our services.
  • Payment Information: Details related to payment methods you use for transactions on our platform.
  • Financial Information: Data associated with your financial accounts or transactions conducted through our services.
  • Purchase Information: Records of products or services purchased from us, including order details and purchase history.
  • Mobile Device Identifiers: Unique identifiers from your mobile device when using our mobile applications.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Any comments, reviews, or suggestions you provide to enhance our products and services.
  • Social Media Information: Data obtained from social media platforms (if linked or shared) when users engage with our content or participate in contests/promotions.
  • Product Information: Details about the products or services of interest to you, including preferences and customization choices.

We collect this data through various means, including direct user input, automated tracking technologies, and third-party sources.

Cookies

Cookies are small text files stored on your browser by our website or applications to enhance your browsing experience. We use cookies for several purposes:

  • Strictly Necessary: These cookies enable basic functions and features of our platform.
  • Preference: They remember user preferences, such as language settings and display choices.
  • Analytics: Cookies from analytics tools help us understand how visitors interact with our website, providing insights to improve performance.

Users can manage non-essential cookie preferences through our Cookie Manager tool.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes described in this Policy or as required by law. Once the retention period expires or when the purpose is no longer relevant, we will securely delete or anonymize your personal information unless subject to a legal obligation to preserve it.

Your Rights

The laws governing data privacy vary depending on your geographical location, granting you specific rights regarding your personal data:

  • Access: You have the right to request access to the personal information we hold about you.
  • Rectification: You can ask for corrections or updates if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): In certain jurisdictions, you may request the deletion of your personal data from our systems.
  • Restriction: You have the option to limit the processing of your data under specific circumstances.
  • Portability: This allows you to receive your personal data in a structured format or to transfer it to another controller.
  • Objection: You can object to the processing of your data for direct marketing or other purposes.
  • Non-Discrimination: Laws may prohibit us from discriminating against you for exercising certain data protection rights.
  • Appeals/Complaints: You have the right to file appeals or complaints with relevant supervisory authorities regarding our handling of your personal data.

To exercise any of these rights, please contact our Data Privacy Team at [email protected]. We will respond to your request as quickly as possible and within the time frames specified by applicable law.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be effective immediately upon posting an updated version on our website. We encourage users to review this page periodically to stay informed about how we protect your personal information.

Contact Information

If you have any questions, concerns, or requests regarding privacy or data protection, please contact us:

  • Email: [email protected]
  • Postal Address: Finance Claims Experts, Data Privacy Team, [Street Address], [City, State, ZIP Code]